
"Upgrade to a condo
HOME-VESTMENT
Without Worry!"
Watch This Video and Discover What You Can Upgrade to with Proper Planning.
Play Video
In 2019, I helped Firdaus and Juli find a stable, long-term home when they were tired of pushy agents and aggressive sales tactics. Instead of focusing on flashy launches like Treasure at Tampines, I listened to their need for stability and built a financial strategy that kept an $80K CPF reserve over 10 years.
We upgraded them to a 3-bedroom resale condo, which not only provided a safe haven during the COVID-19 pandemic but also delivered a profit of $450,000. Instead of dipping into cash savings, this profit was rolled over to enhance their portfolio and build wealth.
This disciplined approach enabled him to move on from his first property to a 4-bedroom condo valued at $1.7 million, upgrading with over $130K of CPF reserves for an even safer, larger home.
Looking ahead, their plan is to stay in the current property until age 50, then transition to a fully paid HDB. This smart, long-term strategy secures their immediate financial future and lays the groundwork for a stable, cashflow-positive retirement while maximizing the growth of their real estate investments.
In 2013, I helped my schoolmates Kenny and Joyce purchase their first property—a 3-bedroom Sea Horizon EC—during the EC launch. Their goal was simple: secure a long-term, quality investment home.
Fast forward to 2021, when they reached their MOP. Kenny, always an avid follower of the property market, leaned on my expertise as their priorities shifted towards greater family stability and steady portfolio growth.
We sold their EC and, instead of buying two cheaper properties like some peers, they chose to focus on one high-performing asset (3bed Normanton Park Investment) purchased under Joyce’s name—all while patiently saving for a second purchase.
Looking ahead to 2025, Kenny is set to acquire a 4-bedroom resale condo valued at $1.7 million. Their long-term plan is to maintain two quality properties before eventually restructuring into a landed home for retirement.
Proud to be by their side through every move over the past decade, I’m honored to have helped them generate over $700,000 in profits—and counting.
These case studies reflect my commitment to guiding clients through every stage of their property journey, from securing a stable first home to strategically upgrading for long-term wealth. With a personalized approach that combines careful financial planning with market insight, I help clients confidently navigate complex decisions, ensuring that every step paves the way for a prosperous future.
Here's your property upgrading journey in a nutshell
Not deciding to upgrade is also a decision. That's why we encourage you to find out more about your choices first.