Singapore's rental market is ready to turn over a new leaf. The 3rd and 4th quarters of 2023 saw a drastic drop in the rental increase index to a mere 0.8 and 2.7 percent, halting the relentless hikes for the past years and marking the start of rental moderation. In 2023, private home rentals grew 8.7 percent, a pretty humble leap, especially compared to the 29.7 percent jump in 2022. This...

No doubt, J’den was one of the most successful property launches in Singapore by the end of 2023. Just in the first day of its launch, it impressively sold off 88% or 323 of its units making it the second best-selling property of the year following The Reserve Residences.  But amidst all the buzz, is J’den really a standout? With unbiased and objective analysis using the QPA framework, we’ll...

Why did my client upgrade from a 4-room flat to a 2-storey Executive Maisonette (EM) in Pasir Ris, and how did he manage to do so? If you are one of the current HDB owners looking to upgrade to a new property, you probably understand that jumping to a bigger room is no easy feat. Aside from the fear of not having enough money to afford it, the commitment to monthly cash top-ups is a common concern for...

Retirement is one of the biggest worries for most Singaporeans.  In 2023, ROSA’s research revealed that only 34%  think their retirement preparedness is sufficient. With concerns about declining health, skyrocketing prices, and increasing healthcare costs, many voices doubt the adequacy of their retirement strategies.  As we offer perspective into solving this conundrum, we will delve into...

Did you know your Central Provident Fund (CPF) accrued interest can negatively affect you? Without proper knowledge of the CPF accrued interest system, you could risk yourself to unforeseen cuts on your profit revenue.  Let me tell you a story. In the past, we have met an HDB seller who bought his flat in Choa Chu Kang which he has paid for in full using his CPF savings money worth $400,000. Ten...