Should you sell your HDB flat immediately after the 5th year or should you wait? If you're not already aware, there's 2 school of thoughts on this issue.   Sell Immediately Upon MOP Remember how much you bought your BTO flat for? $250k - $300k? How much can you sell it for today? $450k - $550k? 1.5x , 2x of your purchase price? Do you remember how...

  We've been directing our marketing efforts to today's generation of HDB upgraders over the past 3 years. Majority of the people who responded to our ads will start off with messages like these: "Hi Heikal/Elfi, I'm looking to upgrade to a Maisonette, not sure if we can afford it. We are currently staying in a BTO flat that will reach its 5 year mark in 3 months time. An agent...

How Property Owners Make 6 Digit Profits In this article, I will share with you an important concept when investing in properties in today’s market - the first mover advantage. It is a concept which is easy enough to implement, and indeed many have done so knowingly. However, there are still some who don’t have this in mind before buying a property. Below is a story about an owner whose...

One of my past clients grew up in that estate and they referred me to their parents. The elderly couple seeked my advice on how they should purchase their next properties. The challenge came when they revealed their desire to purchase and live in an HDB flat while investing in a Freehold Condo Property. Their intent was to hand down to their 3 children when the time comes. The issue was,...