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Rental Recalibration – Navigating the Post-Covid Housing Shifts

Singapore's rental market is ready to turn over a new leaf. The 3rd and 4th quarters of 2023 saw a drastic drop in the rental increase index to a mere 0.8 and 2.7 percent, halting the relentless hikes for the past years and marking the start of rental moderation. In 2023, private home rentals grew 8.7 percent, a pretty humble leap, especially compared to the 29.7 percent jump in 2022. This...

J’den Review: The Best OCR Property in 2024? | QPA Analysis

No doubt, J’den was one of the most successful property launches in Singapore by the end of 2023. Just in the first day of its launch, it impressively sold off 88% or 323 of its units making it the second best-selling property of the year following The Reserve Residences.  But amidst all the buzz, is J’den really a standout? With unbiased and objective analysis using the QPA framework, we’ll...

Why My Client Upgraded From a 4-Room Flat to a 2-Storey Executive Maisonette

Why did my client upgrade from a 4-room flat to a 2-storey Executive Maisonette (EM) in Pasir Ris, and how did he manage to do so? If you are one of the current HDB owners looking to upgrade to a new property, you probably understand that jumping to a bigger room is no easy feat. Aside from the fear of not having enough money to afford it, the commitment to monthly cash top-ups is a common concern for...

CPF or Property: Which Will Give You a Safer Retirement?

Retirement is one of the biggest worries for most Singaporeans.  In 2023, ROSA’s research revealed that only 34%  think their retirement preparedness is sufficient. With concerns about declining health, skyrocketing prices, and increasing healthcare costs, many voices doubt the adequacy of their retirement strategies.  As we offer perspective into solving this conundrum, we will delve into...

How Your CPF Accrued Interest Affects Your HDB Cash Proceeds

Did you know your Central Provident Fund (CPF) accrued interest can negatively affect you? Without proper knowledge of the CPF accrued interest system, you could risk yourself to unforeseen cuts on your profit revenue.  Let me tell you a story. In the past, we have met an HDB seller who bought his flat in Choa Chu Kang which he has paid for in full using his CPF savings money worth $400,000. Ten...

How to Choose the Right Property Using the QPE Framework

Before delving into the nitty-gritty of today's topic, let's first answer the question you're probably itching to ask: When is the best time to buy a property? Nobody knows. Not me, not your go-to professional, not even the top property analysts. The thing is, the property market is too complex and volatile to be boiled down to a simple question of "when." Just like in 2020, when every guru tried...

Resale Home Nightmares: How to Avoid!

What Nightmares Do Buyers Face When Getting Resale Flats?   Successfully purchasing a resale property can often feel like accomplishing a life-long dream. After going through the completion appointment, meeting lawyers and the House and Development Board (HDB), you finally get the keys to your flat, feeling giddy with excitement as you enter the house with your contractor, doing final checks to...

Sell First or Buy Your Next Home? | A BTO Upgrading Guide

Planning to upgrade from your current Built-To-Order (BTO) flat? Before getting to all the nifty and exciting parts of your home-upgrade process, the first and most important question you should ask yourself is this: Should you sell your current home first or buy your next one first? In my professional advice, the best option is to buy your next home first. However, as reality paints a different...

Best Freehold Resale Property for Under $1.8M

If you’re on the hunt for a resale property with a budget of $1.8M, let me take you up to North township of Lentor in a considerably older freehold property known as the Bullion Park. Developed by Far East Organization in 1992, located 6 blocks off lentor loop, Bullion Park is a charming property featuring a rustic contemporary vibe standing in approximately 520,000 square feet of land equipped with...

Safest CCR Resale Property

When it comes to being the safest Core Central Region (CCR) resale property in the heart of Singapore, nothing packs a punch quite like a three-bedroom unit in D’Leedon . Having luxury, convenience and secure market value all up its sleeve in under 2.4 million, it proves itself worthy of serious consideration. D’Leedon is a 13-year-old leasehold property greeting the prime neighborhood of District...

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