Would you be happy to collect rental from depreciating assets?
Three of my clients have collected CBD rent for over a decade. None of them made money on the property. Strong rent, no appreciation.
The same trap HDB owners fell into in 2017 is setting up again.
Between 2017 and 2019, HDB resale fell 1.5 percent while private condos rose 30 percent. The supply numbers for the next three years have already been announced.
The biggest mistake is rarely the property. It is the structure.
How you and your spouse hold the title — joint tenancy, tenancy-in-common, or 99/1 — shapes your ABSD, CPF and exit. In plain language.
Your downpayment might be too big.
Putting more cash down feels safe. Often it quietly drains the buffer that protects your upgrade. Why a bigger downpayment can be riskier.
I paid $890,000 in 2019. The same unit sold for $1,535,000 in 2026. Here’s how I chose it.
Three checks I used before buying Belysa in 2019: exit buyer, entry price, holding power. Where it worked, and where it can fail.