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HeroHomes Insights

Written to keep you safe. Not to make you excited.

Why upgrading to a condo feels so stressful. And why it isn't the property.

In 2019, two condos sold for the same price: one resale, one new launch. Six years later: $383,812 apart. Was it the new launch?

In 2019, two condos sold for the same price: one resale, one new launch. Six years later: $383,812 apart. Was it the new launch?

I tested three theories about what makes a condo appreciate. Two of them were mine. Both were wrong.

I sold my wife 1% of our condo. The bill was $5,622.

I sold my wife 1% of our condo. The bill was $5,622.

A 1% share, $175 of stamp duty, and a clawback I had forgotten about. The full bill for decoupling, from my own transaction.

One couple, two properties

One couple, two properties

A Tampines 4-room BTO became $2,435,000 of property and $73,001 still in the bank. No extra money went in.

I sold my first home $337,000 too early. I’d still do it again.

I sold my first home $337,000 too early. I’d still do it again.

I set the highest psf the project had ever recorded. Three and a half years later it looked like a mistake worth $337,000. Here's why

One in seven Jovell three-bedroom owners has managed to sell. At Treasure, it’s one in three.

One in seven Jovell three-bedroom owners has managed to sell. At Treasure, it’s one in three.

Two three-bedders launched in the East in 2019, eleven square feet apart in size. The cheaper one is now $320,000 behind, and the reason has

The same trap HDB owners fell into in 2017 is setting up again.

The same trap HDB owners fell into in 2017 is setting up again.

Between 2017 and 2019, HDB resale fell 1.5 percent while private condos rose 30 percent. The supply numbers for the next three years have already

The biggest mistake is rarely the property. It is the structure.

The biggest mistake is rarely the property. It is the structure.

How you and your spouse hold the title — joint tenancy, tenancy-in-common, or 99/1 — shapes your ABSD, CPF and exit. In plain language.

Your downpayment might be too big.

Your downpayment might be too big.

Putting more cash down feels safe. Often it quietly drains the buffer that protects your upgrade. Why a bigger downpayment can be riskier.

“We don’t want to be slaves to our own home.” The couple who walked away.

“We don’t want to be slaves to our own home.” The couple who walked away.

Two civil servants, a 5-room HDB at MOP, every reason to upgrade — and why they walked away from the EC.

The $900K era is gone. Today’s $1.4M era is going extinct soon.

The $900K era is gone. Today’s $1.4M era is going extinct soon.

The $900K era is gone, the $1.4M era is next. Why the same 3-bedroom now starts above $2.2M — and what replaces it.

The framework I used on my own upgrade. And on every client since.

The framework I used on my own upgrade. And on every client since.

The exact framework Heikal used on his own Tampines flat at MOP — how to know whether upgrading is safe before any showflat.

They could afford $2.8M. The home that worked cost $1.75M.

They could afford $2.8M. The home that worked cost $1.75M.

A 2017 resale EC beat a 2025 new launch on the three things this family was actually buying: usable floor area, monthly outlay, and how
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