Before March 2014, when you were selling your HDB flat you would have to first apply for a HDB valuation. Once you have received your valuation for your property that you are planning to sell only then will you decide on the price. After March 2014, HDB abolished this practice of HDB owners applying for a valuation and then deciding on their property price. This was to curb...

Why are some properties "unavailable" on Propertyguru? You are now on the hunt for your dream home but when you share the link with for us to enquire for a viewing we report back saying that the property is "Sold" or "Unavailable" or "Optioned".It is frustrating but understanding why this happens is crucial to keep your expectation in check. Even the government is frustrated with these tactics and...

How can you increase your chances of getting alot more cash for your HDB flat when selling? You can use the extra profits to upgrade to a better asset class like the right condo or buying a bigger HDB flat. We've sold over 92 HDB flats in 2022 and a big majority of them got an extra $20,000 to $72,000 in Cash Over Valuation. https://www.instagram.com/p/CThIdA1BiAi/ - Sold $7m landed in 12 days...

Private Condo Ownership Among Malays Over the past 3 years, my partner Elfi and I have been helping the Malay community in Singapore to learn more about how they can use a private property to thrive. This was a decision we took with purpose, we wanted to help this community do well in Singapore’s stable yet profitable property market.  The Malay community is growing...

When looking out to invest in condos, the old adage states you should seek out : (1) Freehold Properties and(2) Near MRT Properties. Today, everyone is aware of Tip No.1 and Tip No. 2. Unfortunately, even our grand-parents today would be able to give the same advice. Knowing these two tips would no longer be enough. I’ll share with you some tips that has given our clients the edge when seeking out...

Your Safer Retirement Income: CPF Or Property? Everyday the cost of living in Singapore increases, yet we are living longer and longer. What can you do to secure your financial future? What is your financial endgame? For Singaporeans, there are two sources of retirement wealth: CPF and Property. The question then becomes: which is a safer source? HDB vs EC vs Private : 2020 to 2050  Let us...

Should you sell your HDB flat immediately after the 5th year or should you wait? If you're not already aware, there's 2 school of thoughts on this issue.   Sell Immediately Upon MOP Remember how much you bought your BTO flat for? $250k - $300k? How much can you sell it for today? $450k - $550k? 1.5x , 2x of your purchase price? Do you remember how...

  We've been directing our marketing efforts to today's generation of HDB upgraders over the past 3 years. Majority of the people who responded to our ads will start off with messages like these: "Hi Heikal/Elfi, I'm looking to upgrade to a Maisonette, not sure if we can afford it. We are currently staying in a BTO flat that will reach its 5 year mark in 3 months time. An agent...

How Property Owners Make 6 Digit Profits In this article, I will share with you an important concept when investing in properties in today’s market - the first mover advantage. It is a concept which is easy enough to implement, and indeed many have done so knowingly. However, there are still some who don’t have this in mind before buying a property. Below is a story about an owner whose...

One of my past clients grew up in that estate and they referred me to their parents. The elderly couple seeked my advice on how they should purchase their next properties. The challenge came when they revealed their desire to purchase and live in an HDB flat while investing in a Freehold Condo Property. Their intent was to hand down to their 3 children when the time comes. The issue was,...